Risk management is intended to minimize financial losses associated with risks to your health, family income, personal assets, savings and investments, and business. Some examples of risk are personal and professional liability, property loss, and catastrophic illness or disability.

Your first line of defense is to identify potential sources of risk and determine strategies to either avoid or minimize these risks. Your last line of defense is insurance.

Through Commonwealth Financial Network®, we have relationships with numerous insurance companies, providing you with access to a vast array of personal and business protection products, including life insurance, long-term care insurance, and disability insurance.

The purpose of these products is to protect your financial security—and your loved ones—by managing the risks you face in life, whether through illness, premature death, or by living a long life and needing care.