Deferred compensation is a term broadly used to describe any agreement between you and your employer to hold back your compensation until a future date or event, such as your retirement.

With a nonqualified deferred compensation (NQDC) plan, an employer can offer certai...

At the end of last year, the big question was, “Will 2019 bring the end of the recovery?” All of the data seemed to point to an answer of “Not yet.” And so far, that answer still holds. The big picture suggests growth is likely to continue for the rest of the year, whi...

There has been a great deal of coverage on slowing growth. Indeed, on this blog we have looked at signs that the recovery may be close to the end. What that means, of course, is that a recession may well be in the cards in the next couple of years. Although we are not...

Recently, the markets have experienced another round of volatility as the worries seem to be piling up. Tech stocks struggled on the news that Washington will be taking a hard look at regulating them. Concerns over a trade war continue to reverberate throughout the mar...

The headlines today are about the impending demise of social security, at least that seems to be the spin that many commentators are putting on it. The real story is that the social security system will start paying out more than it takes in sooner than expected—next y...

If you’re like many investors, you’re starting to worry. After all, the stock market has declined for the third month in a row, with the S&P 500 getting close to correction territory (i.e., down 10 percent from the peak). Plus, important trend lines (e.g., 200-day movi...

As we approach year-end, we find ourselves in unfamiliar territory. Over the past several years, despite mounting worries about politics and other issues over the past several years, the economy—and the stock market—have kept growing. In the first half of 2018, the mar...

We had the opportunity to spend time and learn from other Commonwealth Advisory teams from all over country at the annual National Conference held this year in Austin, Texas.  Thank you to Commonwealth Financial Network for the amazing opportunity!

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© 2018 C...

This week, the big news was the Democrats’ takeover of the House of Representatives and the subsequent large bounce back in the stock market. Put together, it sounds like I am implying a causal connection. I suppose I am—but not the obvious one.

So, what caused the boun...

Not for the first time, October was a difficult period for the stock market. With the drop seen over this past month, there is increasing fear that this is it—the big one that will take us back to the depths of 2008. Although that level of concern is certainly understa...